Alabama Real Estate Practice Exam 2025 – All-in-One Guide to Master Your Real Estate License!

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Question: 1 / 400

What does the Community Reinvestment Act require banks to do?

Invest in foreign markets

Provide low-income lending programs

The Community Reinvestment Act requires banks to provide low-income lending programs in order to provide opportunities for low-income individuals and communities to obtain credit and secure properties in their local area. Options A, C, and D are incorrect because they do not align with the purpose of the Community Reinvestment Act. Option A suggests investing in foreign markets, which is not in line with the Act's focus on local communities. Option C suggests increasing interest rates, which would make it harder for low-income individuals to access credit. Option D suggests selling off non-performing assets, which would reduce the availability of lending opportunities for low-income individuals.

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Increase their interest rates

Sell off non-performing assets

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