Alabama Real Estate Practice Exam

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Which of the following liens is voluntary?

  1. Mortgage lien

  2. Tax lien

  3. Judgment lien

  4. Mechanic's lien

The correct answer is: Mortgage lien

A mortgage lien is voluntary because it is taken out voluntarily by the homeowner in order to secure a loan for a property. A tax lien is not voluntary as it is imposed by the government for unpaid taxes. A judgment lien is also not voluntary as it is imposed by a court for unpaid debts. A mechanic's lien is not voluntary as it is imposed by a contractor for unpaid work on a property. Therefore, only A Mortgage lien is the correct answer as it is the only lien that is voluntarily initiated by the homeowner.

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